Most people under the age of 65 and over the age of 18 and who are citizens or permanent residents of the United States and are residing in Pennsylvania.

You are eligible under age 65 if:

You are not receiving or are not eligible to receive Social Security benefits;

• You are not receiving or are not eligible to receive Social Security benefits;
• You are not receiving disability benefits; or
• Your employer is not offering you affordable coverage; or.

• You have been entitled to Social Security disability benefits for 24 months; or
• You receive a disability pension from the railroad retirement board and meet certain conditions; or
• You receive Social Security disability benefits because you have Lou Gehrig’s disease (amyotrophic lateral sclerosis); or
• You worked long enough in a government job where Medicare taxes were paid and you have been entitled to Social Security disability benefits for 24 months; or
• You are the child or widow(er) age 50 or older, including a divorced widow(er), of someone who has worked long enough in a government job where Medicare taxes were paid and you meet the requirements of the Social Security disability program; or 7
• You have permanent kidney failure and you receive maintenance dialysis or a kidney transplant and: —You are eligible for or receive monthly benefits under Social Security or the railroad retirement system; or —You have worked long enough in a Medicare-covered government job; or —You are the child or spouse (including a divorced spouse) of a worker (living or deceased) who has worked long enough under Social Security or in a Medicare-covered government job.

Medical insurance (Part B) Anyone who is eligible for free Medicare hospital insurance (Part A) can enroll in Medicare medical insurance (Part B) by paying a monthly premium. Some beneficiaries with higher incomes will pay a higher monthly Part B premium.

If you are not eligible for free hospital insurance, you can buy medical insurance, without having to buy hospital insurance, if you are age 65 or older and you are—

• A U.S. citizen; or
• A lawfully admitted non-citizen who has lived in the United States for at least five years.

• HMO plans (must choose a doctor within the health insurers network)
• PPO plans (must choose a doctor within the network – usually a larger network than HMO)
• EPO – combo between HMO plan design and PPO network

Once the open enrollment period opens you can make changes from November 1st – January 15th. You may change health insurance carriers or you can change your subsidies if your income has changed.

Health Insurance Provider Lauren Elizabeth Nelson has contracted with leading health insurance carriers and Pennie to provide you an easy starting place to receive Pennie Plans: call us now at (800) 966-1679. We DO NOT charge for our services. It is FREE of charge or fees.

We are a certified agent with Pennie and you can find us here or on pennie.com
Health Insurance Provider Lauren Elizabeth Nelson Privacy Policy

We understand there is a lot of valuable and important information shared with us.  It is our policy to NOT share any of our clients’ information with anyone other than ourselves.  We are regulated by the Pennsylvania Insurance Department as well as Pennie.  You can find us on both of their websites, and if you are looking for help in finding us, just give us a call and we will walk you through it.  We collect your information because we are required to do so to process health insurance policies and nothing more. We do not sell any other products besides Pennie Medical policies.  Pennie may or may not share your information. This is the clients responsibility to contact and ask Pennie directly (844) 844-8040 for their service department.

Your privacy is very important to Health Insurance Provider Lauren Elizabeth Nelson – we are an insurance agent, and our license depends on taking care of our clients. If you have any concerns regarding your privacy, please call us.

Our Privacy Policy states:

• Information, if any, that we use
• The different health options our clients have
• What it is that we do and who we are

Health Insurance Provider Lauren Elizabeth Nelson is an insurance agency that is a Certified Insurance Agent under Pennie. We offer and have appointments with Emblem Health, Empire Blue Cross, Oscar, Ambetter, and Wellcare.

All marketing materials, external communications, or websites which use Pennie Marks or refer to Pennie in any way must be accompanied by the following disclaimer in a conspicuous font: “Pennie,” “Pennsylvania Health Benefit Exchange”, and the Pennie Logo are registered trademarks or service marks of Pennie, in the United States.”